FINANCIALLY SAVVY SPIRITUALLY SOUND
Debt Freedom Roadmap
Your date. Your plan. Your progress. Everything saves on this device as you type.
Face the numbers
Every account on one page. Balance, rate, minimum. Include the ones you would rather not look at.
| Creditor / account | Balance | Rate % | Minimum | Order | |
|---|---|---|---|---|---|
| Totals | |||||
"Be thou diligent to know the state of thy flocks, and look well to thy herds." Proverbs 27:23, KJV
Find the money
What can you commit every month without creating another crisis?
"Whatsoever thy hand findeth to do, do it with thy might." Ecclesiastes 9:10, KJV
MY DEBT FREEDOM DATE
Current plan versus with the extra
| Current plan | With the extra | |
|---|---|---|
| Months to payoff | ||
| Debt free by | ||
| Total interest paid |
Payoff order
Minimums on everything, the extra on the first account. When it clears, its payment rolls to the next one.
| # | Account | Balance | Rate | Cleared by |
|---|
Estimates. Assumes fixed rates and steady payments, with each cleared account's payment rolled into the next.
"Where there is no vision, the people perish." Proverbs 29:18, KJV
Move the date
Fifty dollars feels small until you see the months it removes.
| Scenario | Extra per month | Months | Debt free by | Months saved |
|---|
"His lord said unto him, Well done, thou good and faithful servant." Matthew 25:21, KJV
Monthly progress log
One line a month. Post the same numbers in the Debt Freedom Roadmap channel.
| Month | Total balance | Extra sent | Accounts closed | Paid off | Done |
|---|
"Let us not be weary in well doing: for in due season we shall reap, if we faint not." Galatians 6:9, KJV
Post the card in Wins and Testimonies. Share only what you are comfortable sharing; the date alone is enough.
